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Folio
Issuer documentsLikely

Alumni Credit Card

ICICI Bank · Network not established · Tier not established

Base return

Unknown

reward terms are incomplete

Annual fee

Free

waiver unknown

Joining fee

Free

GST unknown

Forex markup

Unknown

total cost unknown

Last checked:
19 min ago (28 Oct 2026)
Last material change:
none recorded
Source status:
Ok
Issuer effective date:
Unknown · first observed 28 Oct 2026
Checking status:
Based on issuer documents, not yet verified

These published rules are supported by ICICI Bank's official documents, but no independent human verification has been recorded. Some fields may remain unknown or incomplete. Check the issuer's current terms, linked under Sources, before you apply.

Category returns

Effective return on a ₹10,000 purchase = points earned × value per unit. Guaranteed uses cash-like redemptions only; the range adds estimated travel values.

Return figures are unknown because one or more reward rules, exclusions, caps, milestones, or redemption values have not been established.

CategoryEarn / ₹100GuaranteedConservativeOptimised est.
General spendsUnknownUnknownUnknownUnknown
Online shoppingUnknownUnknownUnknownUnknown
Offline retailUnknownUnknownUnknownUnknown
Travel (other)UnknownUnknownUnknownUnknown
FlightsUnknownUnknownUnknownUnknown
HotelsUnknownUnknownUnknownUnknown
DiningUnknownUnknownUnknownUnknown
GroceryUnknownUnknownUnknownUnknown
UtilitiesUnknownUnknownUnknownUnknown
FuelUnknownUnknownUnknownUnknown
InsuranceUnknownUnknownUnknownUnknown
EducationUnknownUnknownUnknownUnknown
RentUnknownUnknownUnknownUnknown
GovernmentUnknownUnknownUnknownUnknown
UPI (RuPay)UnknownUnknownUnknownUnknown
Wallet loadsUnknownUnknownUnknownUnknown
InternationalUnknownUnknownUnknownUnknown

What one point is worth

Reward points. There is no single value: it depends on how you redeem. Estimated values are ranges, never guaranteed cash.

redemption options and reward value: UNKNOWN (not zero or none)

    point expiry: UNKNOWN (not zero or none)

    Reward rules and caps

    Machine-readable rules the calculator runs. Higher-priority rules apply first; spend above a cap falls back to the next rule or earns nothing, as stated.

    base and bonus reward rules: UNKNOWN (not zero or none)

      Exclusions

      spend exclusions: UNKNOWN (not zero or none)

      Milestones

      milestone benefits: UNKNOWN (not zero or none)

      Airport lounges

      Access is shown with its qualification rules; spend conditions are evaluated in the calculator.

      lounge access: UNKNOWN (not zero or none)

      Movies, dining and golf

      movie benefits: UNKNOWN (not zero or none) · dining benefits: UNKNOWN (not zero or none) · golf benefits: UNKNOWN (not zero or none)

      Travel benefits and insurance

      Monetary benefits are separated from privileges we do not assign a rupee value to.

      Travel

      Known travel benefits may be incomplete.

      travel benefits: UNKNOWN (not zero or none)

      Insurance cover

      Known insurance benefits may be incomplete.

      insurance benefits: UNKNOWN (not zero or none)

      Foreign spending and UPI

      Forex markup
      Unknown
      Return on international spend (conservative)
      Unknown
      Net international return
      Unknown
      Rewards minus markup and GST. Decline dynamic currency conversion at the terminal: it adds a separate, usually larger, markup.
      UPI
      Unknown

      Fees and charges

      Joining fee
      Free
      Joining-fee waiver: UNKNOWN
      Annual fee
      Free
      Renewal-fee waiver: UNKNOWN
      Add-on card
      Unknown
      Category surcharges
      Unknown
      Fuel surcharge waiver
      Unknown
      Other fees and charges
      Unknown

      Transfer partners

      Miles and hotel points values are estimates.

      point transfers: UNKNOWN (not zero or none)

      Eligibility

      eligibility requirements: UNKNOWN (not zero or none)

      What this card is worth to you

      Your monthly spending runs through the rules above, transaction by transaction: caps, tiers, exclusions, milestones, fee waivers, surcharges and forex.

      Monthly spending₹56,000/mo · ₹6,72,000/yr
      How you use benefits

      Your spending stays in this browser. It is sent only to compute results and is never stored on our servers.

      How one purchase is calculated

      Every step the rules take for a single purchase: the rule that matches, exclusions, caps already used, and what it earns.

      Historical changes

      Full timeline & compare dates →
      • Added to Folio Issuer documents

        Added to Folio; original launch date not established

        Dates, evidence and confidence
        • Issuer effective date: Unknown
        • Rules first recorded in Folio: 28 Oct 2026
        • Announced: —
        • Discovered: 28 Oct 2026
        • Confidence: Likely
        • Evidence (Product Page, retrieved 28 Oct 2026): Get ICICI Bank reward points on spends

      Official documents and evidence

      Every rule above cites a captured document. Captures are immutable; corrections are recorded separately.