HDFC Bank
Official website: www.hdfc.bank.in
Cards
- Bharat Credit CardAnnual fee ₹500Unknownbase return
- Diners Club Black Credit CardAnnual fee ₹10,000Unknownbase return
- Diners Club Black Metal Edition Credit CardAnnual fee unknownUnknownbase return
- Diners Club Premium Credit CardAnnual fee unknownUnknownbase return
- Diners Club Privilege Credit CardAnnual fee ₹1,000Unknownbase return
- Diners Club Rewardz Credit CardAnnual fee ₹1,000Unknownbase return
- Diners ClubMiles Credit CardAnnual fee unknownUnknownbase return
- Doctor's Regalia Credit CardAnnual fee ₹2,500Unknownbase return
- Doctors Superia Credit CardAnnual fee ₹1,000Unknownbase return
- Freedom Credit CardAnnual fee unknownUnknownbase return
- IRCTC HDFC Bank Credit CardAnnual fee ₹500Unknownbase return
- IndianOil Credit CardAnnual fee ₹500Unknownbase return
- Jetprivilege Titanium Credit CardAnnual fee unknownUnknownbase return
- Marriott Bonvoy HDFC Bank Credit CardAnnual fee ₹3,000Unknownbase return
- Millennia Credit CardAnnual fee ₹1,000Unknownbase return
- Money Back Credit CardAnnual fee ₹500Unknownbase return
- MoneyBack+ Credit CardAnnual fee unknownUnknownbase return
- PhonePe HDFC Bank Ultimo Credit CardAnnual fee ₹999Unknownbase return
- PhonePe HDFC Bank Uno Credit CardAnnual fee ₹499Unknownbase return
- Regalia Credit CardAnnual fee unknownUnknownbase return
- Regalia First Credit CardAnnual fee unknownUnknownbase return
- Regalia Gold Credit CardAnnual fee ₹2,500Unknownbase return
- Shoppers Stop Black HDFC Bank Credit CardAnnual fee ₹4,500Unknownbase return
- Shoppers Stop HDFC Bank Credit CardAnnual fee ₹299Unknownbase return
- Solitaire Credit CardAnnual fee ₹500Unknownbase return
- Swiggy BLCK HDFC Bank Credit CardAnnual fee ₹1,000Unknownbase return
- Swiggy HDFC Bank Credit CardAnnual fee ₹500Unknownbase return
- Swiggy Ornge HDFC Bank Credit CardAnnual fee unknownUnknownbase return
- Tata Neu Infinity HDFC Bank Credit CardAnnual fee unknownUnknownbase return
- Tata Neu Plus Credit CardAnnual fee unknownUnknownbase return
- Teachers Platinum Credit CardAnnual fee ₹500Unknownbase return
- Visa Signature Credit CardAnnual fee freeUnknownbase return
Recently discovered cards (details pending)
Discovered from the issuer's official card directory. Detailed terms are still being processed. Their fees and benefits are unknown, not zero. They are not used in rankings, comparisons or calculations until their terms are read from official documents.
- Flipkart Wholesale HDFC Bank Credit CardDetails pending
- HDFC Bank Business Credit CardDetails pending
- Infinia Credit CardDetails pending
- InterMiles HDFC Bank Platinum Credit CardDetails pending
- PIXEL Go Credit CardDetails pending
- PIXEL Play Credit CardDetails pending
- Pine Labs HDFC Bank Pro Credit CardDetails pending: some fees confirmed
- Platinum Edge Credit CardDetails pending
- Platinum Plus Credit CardDetails pending
- Regalia Activ HDFC Bank Credit CardDetails pending
- Superia Credit CardDetails pending
- Titanium Edge Credit CardDetails pending
- World MasterCard Credit CardDetails pending
Recent changes
- Added to Folio Issuer documents
Visa Signature Credit Card · HDFC Bank
Added to Folio; original launch date not established
Dates, evidence and confidence
- Issuer effective date: Unknown
- Rules first recorded in Folio: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Mitc, retrieved 28 Oct 2026):
No annual, joining or renewal fees shall be
- Added to Folio Issuer documents
Swiggy BLCK HDFC Bank Credit Card · HDFC Bank
Added to Folio; original launch date not established
Dates, evidence and confidence
- Issuer effective date: Unknown
- Rules first recorded in Folio: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Terms And Conditions, retrieved 28 Oct 2026):
• Cashback on Swiggy BLCK HDFC Bank Credit Card will be processed as per the following table -
- DevaluationExclusionMedium impact Issuer documents
Swiggy HDFC Bank Credit Card · HDFC Bank
Added: Wallet transactions
What it means per year
No change to calculated value for the standard profiles.
Monthly spend profile Before, per year After, per year Change Rs. 10,000/month −₹590 −₹590 ₹0 (0%) Rs. 25,000/month −₹590 −₹590 ₹0 (0%) Rs. 50,000/month −₹590 −₹590 ₹0 (0%) Rs. 1,00,000/month −₹590 −₹590 ₹0 (0%) Net yearly value (conservative reward value minus the card's fees), each change measured on its own.
Dates, evidence and confidence
- Effective: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Terms And Conditions, retrieved 28 Oct 2026):
Spends on other categories * 1% cashback Rs. 500 per billing cycle Exclusions - Fuel, Rent, Jewellery, Govt. spends, Gift Cards, EMI & Wallet *
- DevaluationExclusionMedium impact Issuer documents
Swiggy HDFC Bank Credit Card · HDFC Bank
Added: Government transactions
What it means per year
No change to calculated value for the standard profiles.
Monthly spend profile Before, per year After, per year Change Rs. 10,000/month −₹590 −₹590 ₹0 (0%) Rs. 25,000/month −₹590 −₹590 ₹0 (0%) Rs. 50,000/month −₹590 −₹590 ₹0 (0%) Rs. 1,00,000/month −₹590 −₹590 ₹0 (0%) Net yearly value (conservative reward value minus the card's fees), each change measured on its own.
Dates, evidence and confidence
- Effective: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Terms And Conditions, retrieved 28 Oct 2026):
Spends on other categories * 1% cashback Rs. 500 per billing cycle Exclusions - Fuel, Rent, Jewellery, Govt. spends, Gift Cards, EMI & Wallet *
- DevaluationExclusionMedium impact Issuer documents
Swiggy HDFC Bank Credit Card · HDFC Bank
Added: Rent payments
What it means per year
No change to calculated value for the standard profiles.
Monthly spend profile Before, per year After, per year Change Rs. 10,000/month −₹590 −₹590 ₹0 (0%) Rs. 25,000/month −₹590 −₹590 ₹0 (0%) Rs. 50,000/month −₹590 −₹590 ₹0 (0%) Rs. 1,00,000/month −₹590 −₹590 ₹0 (0%) Net yearly value (conservative reward value minus the card's fees), each change measured on its own.
Dates, evidence and confidence
- Effective: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Terms And Conditions, retrieved 28 Oct 2026):
Spends on other categories * 1% cashback Rs. 500 per billing cycle Exclusions - Fuel, Rent, Jewellery, Govt. spends, Gift Cards, EMI & Wallet *
- DevaluationExclusionMedium impact Issuer documents
Swiggy HDFC Bank Credit Card · HDFC Bank
Added: Fuel transactions
What it means per year
No change to calculated value for the standard profiles.
Monthly spend profile Before, per year After, per year Change Rs. 10,000/month −₹590 −₹590 ₹0 (0%) Rs. 25,000/month −₹590 −₹590 ₹0 (0%) Rs. 50,000/month −₹590 −₹590 ₹0 (0%) Rs. 1,00,000/month −₹590 −₹590 ₹0 (0%) Net yearly value (conservative reward value minus the card's fees), each change measured on its own.
Dates, evidence and confidence
- Effective: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Terms And Conditions, retrieved 28 Oct 2026):
Spends on other categories * 1% cashback Rs. 500 per billing cycle Exclusions - Fuel, Rent, Jewellery, Govt. spends, Gift Cards, EMI & Wallet *
- DevaluationReward CapLow impact Issuer documents
Swiggy HDFC Bank Credit Card · HDFC Bank
Added: Swiggy-app cashback cap per billing cycle
What it means per year
No change to calculated value for the standard profiles.
Monthly spend profile Before, per year After, per year Change Rs. 10,000/month −₹590 −₹590 ₹0 (0%) Rs. 25,000/month −₹590 −₹590 ₹0 (0%) Rs. 50,000/month −₹590 −₹590 ₹0 (0%) Rs. 1,00,000/month −₹590 −₹590 ₹0 (0%) Net yearly value (conservative reward value minus the card's fees), each change measured on its own.
Dates, evidence and confidence
- Effective: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Terms And Conditions, retrieved 28 Oct 2026):
Spends on other categories * 1% cashback Rs. 500 per billing cycle Exclusions - Fuel, Rent, Jewellery, Govt. spends, Gift Cards, EMI & Wallet *
- DevaluationReward CapMedium impact Issuer documents
Swiggy HDFC Bank Credit Card · HDFC Bank
Added: Other-category cashback cap per billing cycle
What it means per year
No change to calculated value for the standard profiles.
Monthly spend profile Before, per year After, per year Change Rs. 10,000/month −₹590 −₹590 ₹0 (0%) Rs. 25,000/month −₹590 −₹590 ₹0 (0%) Rs. 50,000/month −₹590 −₹590 ₹0 (0%) Rs. 1,00,000/month −₹590 −₹590 ₹0 (0%) Net yearly value (conservative reward value minus the card's fees), each change measured on its own.
Dates, evidence and confidence
- Effective: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Terms And Conditions, retrieved 28 Oct 2026):
Spends on other categories * 1% cashback Rs. 500 per billing cycle Exclusions - Fuel, Rent, Jewellery, Govt. spends, Gift Cards, EMI & Wallet *
- EnhancementRewardLow impact Issuer documents
Swiggy HDFC Bank Credit Card · HDFC Bank
Added: Cashback on Swiggy food delivery, Instamart and Dineout
What it means per year
No change to reward value for the standard profiles; the effect depends on whether the benefit is used.
Monthly spend profile Before, per year After, per year Change Rs. 10,000/month −₹590 −₹590 ₹0 (0%) Rs. 25,000/month −₹590 −₹590 ₹0 (0%) Rs. 50,000/month −₹590 −₹590 ₹0 (0%) Rs. 1,00,000/month −₹590 −₹590 ₹0 (0%) Net yearly value (conservative reward value minus the card's fees), each change measured on its own.
Dates, evidence and confidence
- Effective: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Terms And Conditions, retrieved 28 Oct 2026):
Spends on other categories * 1% cashback Rs. 500 per billing cycle Exclusions - Fuel, Rent, Jewellery, Govt. spends, Gift Cards, EMI & Wallet *
- EnhancementRewardMedium impact Issuer documents
Swiggy HDFC Bank Credit Card · HDFC Bank
Added: Cashback on other eligible categories
What it means per year
Monthly spend profile Before, per year After, per year Change Rs. 10,000/month −₹590 ₹546 +₹1,136 (+192.4939%) Rs. 25,000/month −₹590 ₹2,249 +₹2,839 (+481.2349%) Rs. 50,000/month −₹590 ₹5,089 +₹5,679 (+962.4697%) Rs. 1,00,000/month −₹590 ₹5,410 +₹6,000 (+1016.9492%) Net yearly value (conservative reward value minus the card's fees), each change measured on its own.
Dates, evidence and confidence
- Effective: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Terms And Conditions, retrieved 28 Oct 2026):
Spends on other categories * 1% cashback Rs. 500 per billing cycle Exclusions - Fuel, Rent, Jewellery, Govt. spends, Gift Cards, EMI & Wallet *