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Folio

HDFC Bank

Official website: www.hdfc.bank.in

Cards

Recently discovered cards (details pending)

Discovered from the issuer's official card directory. Detailed terms are still being processed. Their fees and benefits are unknown, not zero. They are not used in rankings, comparisons or calculations until their terms are read from official documents.

Recent changes

  • Added to Folio Issuer documents

    Visa Signature Credit Card · HDFC Bank

    Added to Folio; original launch date not established

    Dates, evidence and confidence
    • Issuer effective date: Unknown
    • Rules first recorded in Folio: 28 Oct 2026
    • Announced: —
    • Discovered: 28 Oct 2026
    • Confidence: Likely
    • Evidence (Mitc, retrieved 28 Oct 2026): No annual, joining or renewal fees shall be
  • Added to Folio Issuer documents

    Swiggy BLCK HDFC Bank Credit Card · HDFC Bank

    Added to Folio; original launch date not established

    Dates, evidence and confidence
    • Issuer effective date: Unknown
    • Rules first recorded in Folio: 28 Oct 2026
    • Announced: —
    • Discovered: 28 Oct 2026
    • Confidence: Likely
    • Evidence (Terms And Conditions, retrieved 28 Oct 2026): • Cashback on Swiggy BLCK HDFC Bank Credit Card will be processed as per the following table -
  • DevaluationExclusionMedium impact Issuer documents

    Swiggy HDFC Bank Credit Card · HDFC Bank

    Added: Wallet transactions

    What it means per year

    No change to calculated value for the standard profiles.

    Monthly spend profileBefore, per yearAfter, per yearChange
    Rs. 10,000/month−₹590−₹590₹0 (0%)
    Rs. 25,000/month−₹590−₹590₹0 (0%)
    Rs. 50,000/month−₹590−₹590₹0 (0%)
    Rs. 1,00,000/month−₹590−₹590₹0 (0%)

    Net yearly value (conservative reward value minus the card's fees), each change measured on its own.

    Dates, evidence and confidence
    • Effective: 28 Oct 2026
    • Announced: —
    • Discovered: 28 Oct 2026
    • Confidence: Likely
    • Evidence (Terms And Conditions, retrieved 28 Oct 2026): Spends on other categories * 1% cashback Rs. 500 per billing cycle Exclusions - Fuel, Rent, Jewellery, Govt. spends, Gift Cards, EMI & Wallet *
  • DevaluationExclusionMedium impact Issuer documents

    Swiggy HDFC Bank Credit Card · HDFC Bank

    Added: Government transactions

    What it means per year

    No change to calculated value for the standard profiles.

    Monthly spend profileBefore, per yearAfter, per yearChange
    Rs. 10,000/month−₹590−₹590₹0 (0%)
    Rs. 25,000/month−₹590−₹590₹0 (0%)
    Rs. 50,000/month−₹590−₹590₹0 (0%)
    Rs. 1,00,000/month−₹590−₹590₹0 (0%)

    Net yearly value (conservative reward value minus the card's fees), each change measured on its own.

    Dates, evidence and confidence
    • Effective: 28 Oct 2026
    • Announced: —
    • Discovered: 28 Oct 2026
    • Confidence: Likely
    • Evidence (Terms And Conditions, retrieved 28 Oct 2026): Spends on other categories * 1% cashback Rs. 500 per billing cycle Exclusions - Fuel, Rent, Jewellery, Govt. spends, Gift Cards, EMI & Wallet *
  • DevaluationExclusionMedium impact Issuer documents

    Swiggy HDFC Bank Credit Card · HDFC Bank

    Added: Rent payments

    What it means per year

    No change to calculated value for the standard profiles.

    Monthly spend profileBefore, per yearAfter, per yearChange
    Rs. 10,000/month−₹590−₹590₹0 (0%)
    Rs. 25,000/month−₹590−₹590₹0 (0%)
    Rs. 50,000/month−₹590−₹590₹0 (0%)
    Rs. 1,00,000/month−₹590−₹590₹0 (0%)

    Net yearly value (conservative reward value minus the card's fees), each change measured on its own.

    Dates, evidence and confidence
    • Effective: 28 Oct 2026
    • Announced: —
    • Discovered: 28 Oct 2026
    • Confidence: Likely
    • Evidence (Terms And Conditions, retrieved 28 Oct 2026): Spends on other categories * 1% cashback Rs. 500 per billing cycle Exclusions - Fuel, Rent, Jewellery, Govt. spends, Gift Cards, EMI & Wallet *
  • DevaluationExclusionMedium impact Issuer documents

    Swiggy HDFC Bank Credit Card · HDFC Bank

    Added: Fuel transactions

    What it means per year

    No change to calculated value for the standard profiles.

    Monthly spend profileBefore, per yearAfter, per yearChange
    Rs. 10,000/month−₹590−₹590₹0 (0%)
    Rs. 25,000/month−₹590−₹590₹0 (0%)
    Rs. 50,000/month−₹590−₹590₹0 (0%)
    Rs. 1,00,000/month−₹590−₹590₹0 (0%)

    Net yearly value (conservative reward value minus the card's fees), each change measured on its own.

    Dates, evidence and confidence
    • Effective: 28 Oct 2026
    • Announced: —
    • Discovered: 28 Oct 2026
    • Confidence: Likely
    • Evidence (Terms And Conditions, retrieved 28 Oct 2026): Spends on other categories * 1% cashback Rs. 500 per billing cycle Exclusions - Fuel, Rent, Jewellery, Govt. spends, Gift Cards, EMI & Wallet *
  • DevaluationReward CapLow impact Issuer documents

    Swiggy HDFC Bank Credit Card · HDFC Bank

    Added: Swiggy-app cashback cap per billing cycle

    What it means per year

    No change to calculated value for the standard profiles.

    Monthly spend profileBefore, per yearAfter, per yearChange
    Rs. 10,000/month−₹590−₹590₹0 (0%)
    Rs. 25,000/month−₹590−₹590₹0 (0%)
    Rs. 50,000/month−₹590−₹590₹0 (0%)
    Rs. 1,00,000/month−₹590−₹590₹0 (0%)

    Net yearly value (conservative reward value minus the card's fees), each change measured on its own.

    Dates, evidence and confidence
    • Effective: 28 Oct 2026
    • Announced: —
    • Discovered: 28 Oct 2026
    • Confidence: Likely
    • Evidence (Terms And Conditions, retrieved 28 Oct 2026): Spends on other categories * 1% cashback Rs. 500 per billing cycle Exclusions - Fuel, Rent, Jewellery, Govt. spends, Gift Cards, EMI & Wallet *
  • DevaluationReward CapMedium impact Issuer documents

    Swiggy HDFC Bank Credit Card · HDFC Bank

    Added: Other-category cashback cap per billing cycle

    What it means per year

    No change to calculated value for the standard profiles.

    Monthly spend profileBefore, per yearAfter, per yearChange
    Rs. 10,000/month−₹590−₹590₹0 (0%)
    Rs. 25,000/month−₹590−₹590₹0 (0%)
    Rs. 50,000/month−₹590−₹590₹0 (0%)
    Rs. 1,00,000/month−₹590−₹590₹0 (0%)

    Net yearly value (conservative reward value minus the card's fees), each change measured on its own.

    Dates, evidence and confidence
    • Effective: 28 Oct 2026
    • Announced: —
    • Discovered: 28 Oct 2026
    • Confidence: Likely
    • Evidence (Terms And Conditions, retrieved 28 Oct 2026): Spends on other categories * 1% cashback Rs. 500 per billing cycle Exclusions - Fuel, Rent, Jewellery, Govt. spends, Gift Cards, EMI & Wallet *
  • EnhancementRewardLow impact Issuer documents

    Swiggy HDFC Bank Credit Card · HDFC Bank

    Added: Cashback on Swiggy food delivery, Instamart and Dineout

    What it means per year

    No change to reward value for the standard profiles; the effect depends on whether the benefit is used.

    Monthly spend profileBefore, per yearAfter, per yearChange
    Rs. 10,000/month−₹590−₹590₹0 (0%)
    Rs. 25,000/month−₹590−₹590₹0 (0%)
    Rs. 50,000/month−₹590−₹590₹0 (0%)
    Rs. 1,00,000/month−₹590−₹590₹0 (0%)

    Net yearly value (conservative reward value minus the card's fees), each change measured on its own.

    Dates, evidence and confidence
    • Effective: 28 Oct 2026
    • Announced: —
    • Discovered: 28 Oct 2026
    • Confidence: Likely
    • Evidence (Terms And Conditions, retrieved 28 Oct 2026): Spends on other categories * 1% cashback Rs. 500 per billing cycle Exclusions - Fuel, Rent, Jewellery, Govt. spends, Gift Cards, EMI & Wallet *
  • EnhancementRewardMedium impact Issuer documents

    Swiggy HDFC Bank Credit Card · HDFC Bank

    Added: Cashback on other eligible categories

    What it means per year
    Monthly spend profileBefore, per yearAfter, per yearChange
    Rs. 10,000/month−₹590₹546+₹1,136 (+192.4939%)
    Rs. 25,000/month−₹590₹2,249+₹2,839 (+481.2349%)
    Rs. 50,000/month−₹590₹5,089+₹5,679 (+962.4697%)
    Rs. 1,00,000/month−₹590₹5,410+₹6,000 (+1016.9492%)

    Net yearly value (conservative reward value minus the card's fees), each change measured on its own.

    Dates, evidence and confidence
    • Effective: 28 Oct 2026
    • Announced: —
    • Discovered: 28 Oct 2026
    • Confidence: Likely
    • Evidence (Terms And Conditions, retrieved 28 Oct 2026): Spends on other categories * 1% cashback Rs. 500 per billing cycle Exclusions - Fuel, Rent, Jewellery, Govt. spends, Gift Cards, EMI & Wallet *