Card changes
Each entry is one rule-level difference between two published versions of a card's terms. Direction is judged for a typical customer; your own impact depends on your spending.
- Added to Folio Issuer documents
Bharat Credit Card · HDFC Bank
Added to Folio; original launch date not established
Dates, evidence and confidence
- Issuer effective date: Unknown
- Rules first recorded in Folio: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Product Page, retrieved 28 Oct 2026):
Joining / Renewal Membership Fee - Rs. 500/- Plus Applicable Taxes
- Added to Folio Issuer documents
Shoppers Stop HDFC Bank Credit Card · HDFC Bank
Added to Folio; original launch date not established
Dates, evidence and confidence
- Issuer effective date: Unknown
- Rules first recorded in Folio: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Product Page, retrieved 28 Oct 2026):
Joining/Renewal Membership Fee - Rs. 299/- + Applicable Taxes
- Added to Folio Issuer documents
Karur Vysya Bank - SBI Platinum Credit Card · SBI Card
Added to Folio; original launch date not established
Dates, evidence and confidence
- Issuer effective date: Unknown
- Rules first recorded in Folio: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Product Page, retrieved 28 Oct 2026):
Annual Fee (one time): Rs. 2,999 + taxes
- Added to Folio Issuer documents
Shoppers Stop Black HDFC Bank Credit Card · HDFC Bank
Added to Folio; original launch date not established
Dates, evidence and confidence
- Issuer effective date: Unknown
- Rules first recorded in Folio: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Product Page, retrieved 28 Oct 2026):
Joining/Renewal Membership Fee - Rs. 4,500/- + Applicable Taxes
- Added to Folio Issuer documents
Paytm SBI Card SELECT · SBI Card
Added to Folio; original launch date not established
Dates, evidence and confidence
- Issuer effective date: Unknown
- Rules first recorded in Folio: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Product Page, retrieved 28 Oct 2026):
The Joining Fee of the card is Rs. 1,499 + taxes. The Renewal Fee is Rs. 1,499 + taxes from second year onwards. Renewal Fee is waived if annual spends in the previous year >= Rs. 2 lakhs.
- Added to Folio Issuer documents
Scapia Axis Bank Credit Card · Axis Bank
Added to Folio; original launch date not established
Dates, evidence and confidence
- Issuer effective date: Unknown
- Rules first recorded in Folio: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Terms And Conditions, retrieved 28 Oct 2026):
7.4.2 Eligible spends shall be credited back to the cardholder in the form of reward points, subject
- Added to Folio Issuer documents
Axis HORIZON Credit Card · Axis Bank
Added to Folio; original launch date not established
Dates, evidence and confidence
- Issuer effective date: Unknown
- Rules first recorded in Folio: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Terms And Conditions, retrieved 28 Oct 2026):
the reward points shall be awarded or reversed for the spend or reversal transaction
- Added to Folio Issuer documents
IndiGo Axis Bank Premium Credit Card · Axis Bank
Added to Folio; original launch date not established
Dates, evidence and confidence
- Issuer effective date: Unknown
- Rules first recorded in Folio: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Terms And Conditions, retrieved 28 Oct 2026):
i. There is a joining fee of Rs. 5000+GST ("Joining Fee") along with an
- Added to Folio Issuer documents
Axis Bank Magnus Credit Card · Axis Bank
Added to Folio; original launch date not established
Dates, evidence and confidence
- Issuer effective date: Unknown
- Rules first recorded in Folio: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Terms And Conditions, retrieved 28 Oct 2026):
• Eligible customers will be issued the Magnus Credit Card with Nil joining fee and Nil annual fee.
- Added to Folio Issuer documents
IndiGo Axis Bank Credit Card · Axis Bank
Added to Folio; original launch date not established
Dates, evidence and confidence
- Issuer effective date: Unknown
- Rules first recorded in Folio: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Terms And Conditions, retrieved 28 Oct 2026):
i. There is a joining fee of Rs. 799+GST ("Joining Fee") along with an
- Added to Folio Issuer documents
Flipkart Axis Bank Credit Card · Axis Bank
Added to Folio; original launch date not established
Dates, evidence and confidence
- Issuer effective date: Unknown
- Rules first recorded in Folio: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Terms And Conditions, retrieved 28 Oct 2026):
2. Welcome voucher is applicable only for cards which have been charged with a Joining Fee of Rs. 500 + taxes on their Flipkart Axis Bank Credit Card.
- Added to Folio Issuer documents
Diamond Reserve Credit Card · IDFC FIRST Bank
Added to Folio; original launch date not established
Dates, evidence and confidence
- Issuer effective date: Unknown
- Rules first recorded in Folio: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Terms And Conditions, retrieved 28 Oct 2026):
providing cash back. IDFC FIRST Bank only liable for cash
- Added to Folio Issuer documents
IRCTC HDFC Bank Credit Card · HDFC Bank
Added to Folio; original launch date not established
Dates, evidence and confidence
- Issuer effective date: Unknown
- Rules first recorded in Folio: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Product Page, retrieved 28 Oct 2026):
Joining/Renewal Membership Fee - Rs. 500/- + Applicable Taxes
- Added to Folio Issuer documents
IndianOil Credit Card · HDFC Bank
Added to Folio; original launch date not established
Dates, evidence and confidence
- Issuer effective date: Unknown
- Rules first recorded in Folio: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Product Page, retrieved 28 Oct 2026):
Joining/Renewal Membership Fee - Rs. 500/- plus Applicable Taxes
- Added to Folio Issuer documents
Marriott Bonvoy HDFC Bank Credit Card · HDFC Bank
Added to Folio; original launch date not established
Dates, evidence and confidence
- Issuer effective date: Unknown
- Rules first recorded in Folio: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Product Page, retrieved 28 Oct 2026):
Joining/ Renewal Membership Fee of Rs. 3,000 + Applicable Taxes
- Added to Folio Issuer documents
Swiggy Ornge HDFC Bank Credit Card · HDFC Bank
Added to Folio; original launch date not established
Dates, evidence and confidence
- Issuer effective date: Unknown
- Rules first recorded in Folio: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Product Page, retrieved 28 Oct 2026):
Joining Fee / Renewal Membership Fee: Rs. 500 + Applicable Charges
- Added to Folio Issuer documents
Swiggy HDFC Bank Credit Card · HDFC Bank
Added to Folio; original launch date not established
Dates, evidence and confidence
- Issuer effective date: Unknown
- Rules first recorded in Folio: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Product Page, retrieved 28 Oct 2026):
Joining Fee / Renewal Membership Fee - Rs. 500 /- + Applicable Charges
- Added to Folio Issuer documents
Micro Enterprise Credit Card · IDFC FIRST Bank
Added to Folio; original launch date not established
Dates, evidence and confidence
- Issuer effective date: Unknown
- Rules first recorded in Folio: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Product Page, retrieved 28 Oct 2026):
Joining fees Rs. 0
- Added to Folio Issuer documents
Tata Neu Plus Credit Card · HDFC Bank
Added to Folio; original launch date not established
Dates, evidence and confidence
- Issuer effective date: Unknown
- Rules first recorded in Folio: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Product Page, retrieved 28 Oct 2026):
Joining/Renewal Membership Fee - Rs. 499/- + Applicable Taxes
- Added to Folio Issuer documents
PIONEER Private Credit Card · IndusInd Bank
Added to Folio; original launch date not established
Dates, evidence and confidence
- Issuer effective date: Unknown
- Rules first recorded in Folio: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Product Page, retrieved 28 Oct 2026):
Pioneer Private Metal Credit Card is issued exclusively to Indusind Pioneer Private Customers only. Join the unique PIONEER Private Metal Credit Card at a Nil joining fee. Annual maintenance fee of Rs. 25K, waived upon spending Rs. 10L or more in the previous year. Rs. 50k to be charged if the client is downgraded from PIONEER Private status. One Pioneer Private Credit card can be issued per eligible group at bank's discretion subject to bank's credit policy.
- Added to Folio Issuer documents
Tata Neu Infinity HDFC Bank Credit Card · HDFC Bank
Added to Folio; original launch date not established
Dates, evidence and confidence
- Issuer effective date: Unknown
- Rules first recorded in Folio: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Product Page, retrieved 28 Oct 2026):
Joining/Renewal Membership Fee - Rs. 1,499/- + Applicable Taxes
- Added to Folio Issuer documents
Indus Solitaire Credit Card · IndusInd Bank
Added to Folio; original launch date not established
Dates, evidence and confidence
- Issuer effective date: Unknown
- Rules first recorded in Folio: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Product Page, retrieved 28 Oct 2026):
Joining Fee: Rs. 30,000
- Added to Folio Issuer documents
Diners Club Privilege Credit Card · HDFC Bank
Added to Folio; original launch date not established
Dates, evidence and confidence
- Issuer effective date: Unknown
- Rules first recorded in Folio: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Product Page, retrieved 28 Oct 2026):
Joining/Renewal Membership Fee - Rs. 1,000/- + Applicable Taxes
- Added to Folio Issuer documents
Regalia Gold Credit Card · HDFC Bank
Added to Folio; original launch date not established
Dates, evidence and confidence
- Issuer effective date: Unknown
- Rules first recorded in Folio: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Product Page, retrieved 28 Oct 2026):
Joining/ Renewal Membership Fee of Rs. 2500 + Applicable Taxes.
- Added to Folio Issuer documents
RuPay Credit Card · ICICI Bank
Added to Folio; original launch date not established
Dates, evidence and confidence
- Issuer effective date: Unknown
- Rules first recorded in Folio: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Product Page, retrieved 28 Oct 2026):
Joining Fee Rs. 500 + GST for Coral Credit Card