Card changes
Each entry is one rule-level difference between two published versions of a card's terms. Direction is judged for a typical customer; your own impact depends on your spending.
- EnhancementRewardLow impact Issuer documents
Swiggy HDFC Bank Credit Card · HDFC Bank
Added: Cashback on Swiggy food delivery, Instamart and Dineout
What it means per year
No change to reward value for the standard profiles; the effect depends on whether the benefit is used.
Monthly spend profile Before, per year After, per year Change Rs. 10,000/month −₹590 −₹590 ₹0 (0%) Rs. 25,000/month −₹590 −₹590 ₹0 (0%) Rs. 50,000/month −₹590 −₹590 ₹0 (0%) Rs. 1,00,000/month −₹590 −₹590 ₹0 (0%) Net yearly value (conservative reward value minus the card's fees), each change measured on its own.
Dates, evidence and confidence
- Effective: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Terms And Conditions, retrieved 28 Oct 2026):
Spends on other categories * 1% cashback Rs. 500 per billing cycle Exclusions - Fuel, Rent, Jewellery, Govt. spends, Gift Cards, EMI & Wallet *
- EnhancementRewardMedium impact Issuer documents
Swiggy HDFC Bank Credit Card · HDFC Bank
Added: Cashback on other eligible categories
What it means per year
Monthly spend profile Before, per year After, per year Change Rs. 10,000/month −₹590 ₹546 +₹1,136 (+192.4939%) Rs. 25,000/month −₹590 ₹2,249 +₹2,839 (+481.2349%) Rs. 50,000/month −₹590 ₹5,089 +₹5,679 (+962.4697%) Rs. 1,00,000/month −₹590 ₹5,410 +₹6,000 (+1016.9492%) Net yearly value (conservative reward value minus the card's fees), each change measured on its own.
Dates, evidence and confidence
- Effective: 28 Oct 2026
- Announced: —
- Discovered: 28 Oct 2026
- Confidence: Likely
- Evidence (Terms And Conditions, retrieved 28 Oct 2026):
Spends on other categories * 1% cashback Rs. 500 per billing cycle Exclusions - Fuel, Rent, Jewellery, Govt. spends, Gift Cards, EMI & Wallet *